What happens if I am not insured and drive my car?
That depends on the state you live in. Most states have stringent laws about having car insurance and if you don’t choose to follow these laws by not purchasing car insurance, there can be tough penalties and fines. According to the New York Department of Motor Vehicles (DMV) if you are convicted of operating an uninsured motor vehicle or permitting another person to be operate your uninsured vehicle; your license will be revoked for at least one year. The same penalty applies if the Department of Motor Vehicles receives evidence that you were involved in an accident without being insured. Your vehicle may be impounded and you may be charged with breaking the law and that will be on your police record. Also, if you cause an accident, on top of the above mentioned things you will still have to pay for the damage to the other vehicle and people who may have been hurt, which can easily run into thousands of dollars.