Teenage Driver Insurance
If you are a young driver attempting to find cheap and affordable car insurance you are probably already aware of the challenge that lies ahead. The statistics about teenage drivers aren’t good. According to the Insurance Institute for Highway Safety (IIHS), 16-year-olds get into accidents almost six times more often than drivers between the age of 30 and 59. No wonder car insurance premiums are so high for this age group. It has always been difficult if you are aged between of 16 – 25 to insure your car affordably, and although car insurance companies are beginning to recognize the need to supply this ever expanding market, it can still prove to be hard to find a reasonably priced car insurance premium.
For instance, young drivers will often own older or less maintained vehicle compared to other drivers, which means they are more likely to break down and potentially cause an accident. Teenage drivers are also more likely to have accidents which can either injure themselves or the other party.
However, parents should be aware if the fact that there are several ways that can help lower car insurance costs for your teen. In order for teen drivers and car insurance to work well together, parents need to know the factors that will help contribute to paying less for their son or daughter’s auto insurance in the future.
The first thing that insurance providers look into when giving a car insurance quote is the driving record of the person. Teenagers that have a good driving record may merit consideration. What that means is that you can help keep your teen focused on safe driving by having him or her pay a portion of the auto insurance premium. Also, be sure to let your teen know the consequences of getting traffic tickets.
Before you purchase your car it is also worth researching which insurance group it will fall in, so that you can ensure you will be able to get the cheapest possible insurance.
Finally, by using Insurance4lessdirect.com you can rest assured that we will strive to find you the cheapest car insurance premium that will provide you and your teenager with the best cover.
Did you know: If youâ€™re adding your teen driver to your auto insurance policy, be sure to take advantage of the auto insurance discount for good students, available in many states.