Save Money on New York Car Insurance

New Yorkers do pay a lot more than motorists in the remaining portion of the country. The biggest city in New York obviously is New York City, exceeding eight million residents. Females outnumber males in New York City by about a 52% to 48% margin. wants to serve the insurance coverage needs of New Yorkers. There are over a dozen quality carriers all set to provide premium quotes and policy information. Let’s first check out what New York requires from motorists to possess when it comes to insurance protection.

New York Auto insurance Requirements

New York state regulations require minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability having a minimum limit of $10,000. This basic coverage is frequently known as 25/50/10 coverage with 25/50 UM limits.

Minimum Required Insurance Coverage in New York

  • Bodily Injury Liability: $25,000/$50,000 Limit
  • Property Damage Liability: $10,000 Limit
  • Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
  • Personal Injury Protection: $50,000 Limit

The state of New York follows a No-Fault system, meaning your insurance carrier can certainly make payments for your injury claims no matter who’s fault really is, up to a specified limit. Typically, you lose a few of your rights to file a lawsuit under a No-Fault system. Specifics of a no-fault system differ from one state to another.

Personal Injury Protection (PIP) helps cover “reasonable and necessary” medical expenses for you personally and as well as your passengers. New York state law needs a minimum Personal Injury Protection coverage of $50,000.

To help safeguard against damages caused to you personally plus for your passengers by an uninsured driver, New York state law asks for a minimum Uninsured/Underinsured Motorist coverage of $25,000 per person up to a total of $50,000 per accident for any bodily injury brought on by the uninsured and/or underinsured driver.

Save comparing car insurance quotes in New York

It’s time for you to consider the next step and explore your automobile insurance options at We’re here to really make it as easy and rewarding as possible for residents of the great New York State. Begin by exploring car insurance quote link and enter your Zip code in provided box.

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